Job description
A leading international provider of commercial financing solutions is seeking a Financing Representative to support business growth and customer financing activities in Oman. This role combines business development, credit analysis, customer relationship management, and financing operations, making it ideal for professionals looking to build a career in commercial finance and asset-based lending.The successful candidate will work closely with sales teams, customers, financial institutions, and internal stakeholders to structure financing solutions, assess creditworthiness, and support portfolio performance.Financing & Business DevelopmentPromote financing products and solutions to customers.Structure and negotiate financing proposals within approved guidelines.Monitor market trends and competitor financing offerings.Build strong relationships with sales teams and key business partners.Collect and analyse financial and credit information.Support the development and launch of new financing products and services.Credit AssessmentEvaluate customer creditworthiness and financing applications.Prepare and present credit recommendations.Review collateral and security arrangements.Maintain high-quality credit documentation and compliance standards.Support continuous improvement of local credit policies and procedures.Financing AdministrationEnsure financing agreements and supporting documentation are accurate and complete.Coordinate documentation required for contract activation and asset delivery.Work closely with internal teams to maintain operational quality and compliance standards.Portfolio & Risk ManagementMonitor customer payment performance.Support collection activities and risk mitigation efforts.Assist with recovery processes and guarantee follow-ups where required.Liaise with legal and external stakeholders on portfolio-related matters.Reporting & AnalysisPrepare financing sales reports and performance statistics.Support monthly business reporting requirements.Contribute to projects focused on product enhancement and operational improvement.Requirements2–5 years of experience in one or more of the following areas: Commercial financeAsset finance or leasingBankingCredit analysisFinancial servicesBusiness developmentExperience assessing financial information and customer risk profiles.Strong relationship-building and stakeholder management skills.SkillsFinancial analysis and credit evaluation.Negotiation and commercial acumen.Strong analytical and problem-solving abilities.Proficiency in Microsoft Office applications.Ability to manage multiple priorities in a fast-paced environment.Personal AttributesDetail-oriented and highly organized.Strong communication and interpersonal skills.Self-motivated and able to work independently.Team player with a collaborative approach.Comfortable working under deadlines and managing competing priorities.EducationBachelor's degree in Finance, Accounting, Business Administration, Economics, or a related discipline.LanguagesFluent English (written and spoken).Arabic language skills are advantageous but not essential.BenefitsOpportunity to work with a global organization in the commercial finance sector.Exposure to complex financing and credit solutions.Professional development and career growth opportunities.Dynamic and collaborative international working environment.