Finance Operations Officer

The Finance Operations Officer will be responsible for the day-to-day execution of company’s financial operations. This role ensures smooth and accurate handling of borrower repayments, investor withdrawals/deposits, and post-funding disbursements, while maintaining proper records and controls.

Key Responsibilities

• Cheque Handling & Borrower Repayments Receive, log, and deposit borrower cheques.
  
• Track repayment schedules and ensure timely clearing.
  
• Reconcile cheque collections with the accounting system.
  
• Investor Transactions Process investor withdrawals and deposits.
  
• Reconcile investor account balances with the platform and bank accounts.
  
• Support investor queries related to cash movements.
  
  
• Post-Funding Campaign Operations Coordinate disbursement of funds to suppliers and anchors.
  
• Maintain borrower account statements after disbursements.
  
• Ensure transparency and auditability of campaign-related flows.
  
  
• Follow-Up on Late Payments Monitor overdue repayments and send reminders to borrowers.
  
• Escalate to collections/legal team where necessary.
  

Record-Keeping & Reconciliation Maintain daily transaction logs.

• Assist in weekly reconciliations between bank accounts, platform wallets, and internal ledgers.
  
• Provide supporting documentation for audits.
  
  Key Metrics of Success (KPIs)
  
• Timely cheque deposits and fund disbursements.
  
• Accuracy of reconciliations (zero unexplained variances).
  
• Reduction in overdue borrower repayments.
  
• Timely and error-free investor withdrawals/deposits.
  
• Completeness of daily transaction logs and records.
  

Requirements

Qualifications & Experience

• Diploma or bachelor’s degree in accounting, Finance, or Business Administration.
  
• 2–4 years’ experience in banking operations, treasury, or accounting operations.
  
• Strong knowledge of cheque handling and bank reconciliations.
  
• Familiarity with fintech or trade finance operations is preferred.
  

Core Skills

• High attention to detail and accuracy.
  
• Strong organizational and record-keeping ability.
  
• Good communication skills for borrower and investor follow-up.
  
• Integrity and reliability in handling funds.
  
• •Proficiency in Excel and accounting systems.