CMG Financial Careers - Non-QM Mortgage Underwriter (East Coast)

JobviteUnited StatesMid Level
$90K–105KActive

Job description

CMG Financial Careers { "@context": "http://schema.org", "@type": "JobPosting", "datePosted": "2025-09-08", "description": "

CMG Home Loans is seeking experienced Non-QM Underwriters to support our Eastern and Central Time Zone branches. This role is responsible for evaluating and underwriting complex mortgage loan applications in accordance with company policies, investor guidelines, and regulatory requirements. The Underwriter plays a critical role in making sound credit decisions that protect the financial and operational interests of the company.

\u00A0

Important: We are only considering candidates with recent, hands-on Non-QM underwriting experience within the last 12\u201324 months.

\u00A0

ESSENTIAL DUTIES AND RESPONSIBILITIES, includes the following responsibilities but not limited to:

\u00A0\u00A0\u00A0 \u00A0\u00A0\u00A0

  • Underwrite complex Non-QM loan files in accordance with multiple investor guidelines.
  • Underwrite Non-QM, Jumbo, Portfolio, and other manually underwritten loan products.
  • Analyze borrower creditworthiness, income, assets, collateral, and overall loan eligibility.
  • Communicate regularly with Processors and Loan Officers regarding loan status, conditions, and underwriting decisions using current technology platforms.
  • Review and re-evaluate loan files as conditions are cleared and new information is received while maintaining file integrity and workflow priorities.
  • Maintain a current working knowledge of loan products, investor guidelines, and underwriting requirements.
  • Document loan decisions and maintain detailed conversation logs in BYTE to accurately track file progression.
  • Support training and knowledge-sharing initiatives for other mortgage operations team members as needed.
  • Assist with ad hoc reporting and special projects.
  • Perform other duties as assigned.\u00A0

\u00A0

QUALIFICATIONS AND EXPERIENCE:

\u00A0

  • Minimum of five (5) years of manual mortgage underwriting experience.
  • Recent Non-QM underwriting experience within the last 12\u201324 months is required.
  • Experience underwriting Jumbo and Portfolio loan products preferred.
  • Demonstrated proficiency with Desktop Underwriter (DU) and Loan Product Advisor (LP).
  • Ability to accurately interpret DU and LP findings and clearly communicate and document underwriting decisions.
  • Intermediate proficiency with Microsoft Word, Excel, and Outlook.
  • Ability to thrive in a fast-paced, high-volume environment.
  • Strong communication, interpersonal, analytical, and organizational skills.
  • High level of integrity, professionalism, and confidentiality.
  • Self-motivated, dependable, and able to manage priorities while meeting established deadlines.
  • Strong critical thinking, problem-solving, and decision-making abilities.\u00A0

\u00A0

\u00A0

SUPERVISORY RESPONSIBILITIES: Direct Reports: N/A

\u00A0

\u00A0

PHYSICAL and ENVIRONMENTAL CONDITIONS:

This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.

\u00A0

Base Compensation Information\u202F\u2013 This role is currently allocated for candidates within geographic regions that do not currently require base wage disclosure including residents of the states of CA & CO, and for NY \u00A0

CMG pays a competitive base + Bonus and OT as needed. Factors that affect base salary may include Underwriter experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.

\u00A0

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", "hiringOrganization": "CMG Financial", "employmentType": "Regular", "industry": "Mortgage Operations", "identifier": "o2wNxfwC", "jobLocation": [ { "@type": "Place", "address": { "@type": "PostalAddress", "addressCountry": "United States" } } ], "title": "Non-QM Mortgage Underwriter (East Coast)", "baseSalary": { "@type": "MonetaryAmount", "currency": "", "value": { "@type": "QuantitativeValue", "minValue": "", "maxValue": "", "unitText": "" } } } Non-QM Mortgage Underwriter (East Coast) Mortgage Operations United States Apply Description CMG Home Loans is seeking experienced Non-QM Underwriters to support our Eastern and Central Time Zone branches. This role is responsible for evaluating and underwriting complex mortgage loan applications in accordance with company policies, investor guidelines, and regulatory requirements. The Underwriter plays a critical role in making sound credit decisions that protect the financial and operational interests of the company. Important: We are only considering candidates with recent, hands-on Non-QM underwriting experience within the last 12–24 months. ESSENTIAL DUTIES AND RESPONSIBILITIES, includes the following responsibilities but not limited to: Underwrite complex Non-QM loan files in accordance with multiple investor guidelines.Underwrite Non-QM, Jumbo, Portfolio, and other manually underwritten loan products.Analyze borrower creditworthiness, income, assets, collateral, and overall loan eligibility.Communicate regularly with Processors and Loan Officers regarding loan status, conditions, and underwriting decisions using current technology platforms.Review and re-evaluate loan files as conditions are cleared and new information is received while maintaining file integrity and workflow priorities.Maintain a current working knowledge of loan products, investor guidelines, and underwriting requirements.Document loan decisions and maintain detailed conversation logs in BYTE to accurately track file progression.Support training and knowledge-sharing initiatives for other mortgage operations team members as needed.Assist with ad hoc reporting and special projects.Perform other duties as assigned. QUALIFICATIONS AND EXPERIENCE: Minimum of five (5) years of manual mortgage underwriting experience. Recent Non-QM underwriting experience within the last 12–24 months is required.Experience underwriting Jumbo and Portfolio loan products preferred.Demonstrated proficiency with Desktop Underwriter (DU) and Loan Product Advisor (LP).Ability to accurately interpret DU and LP findings and clearly communicate and document underwriting decisions.Intermediate proficiency with Microsoft Word, Excel, and Outlook.Ability to thrive in a fast-paced, high-volume environment.Strong communication, interpersonal, analytical, and organizational skills.High level of integrity, professionalism, and confidentiality.Self-motivated, dependable, and able to manage priorities while meeting established deadlines.Strong critical thinking, problem-solving, and decision-making abilities. SUPERVISORY RESPONSIBILITIES: Direct Reports: N/A PHYSICAL and ENVIRONMENTAL CONDITIONS:This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required. Base Compensation Information – This role is currently allocated for candidates within geographic regions that do not currently require base wage disclosure including residents of the states of CA & CO, and for NY CMG pays a competitive base + Bonus and OT as needed. Factors that affect base salary may include Underwriter experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education. CMG Financial is an equal opportunity employer and does not unlawfully discriminate in employment decisions. CMG will consider all qualified applicants without regard to race, religion, national origin, sex, age, veteran status, disability, familial status, marital status, actual or perceived sexual orientation, or actual or perceived gender identity. Applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of CMG Financial or reach out to [email protected]. CMG MORTGAGE, INC. NMLS #1820 If you are a recruiter or placement agency, please do not submit resumes to any person or email address at CMG Financial prior to having a signed agreement . CMG Financial is not liable for and will not pay placement fees for candidates submitted by any agency other than its approved recruitment partners. Furthermore, any resumes sent to us without an agreement in place will be considered your company’s gift to CMG Financial and may be forwarded to our recruiters for their attention. Apply Apply Later ← Back to Current Openings Share lang: en_US Share LinkedIn Facebook Twitter Email Powered by Jobvite

CMG Financial Careers { "@context": "http://schema.org", "@type": "JobPosting", "datePosted": "2025-09-08", "description": "

CMG Home Loans is seeking experienced Non-QM Underwriters to support our Eastern and Central Time Zone branches. This role is responsible for evaluating and underwriting complex mortgage loan applications in accordance with company policies, investor guidelines, and regulatory requirements. The Underwriter plays a critical role in making sound credit decisions that protect the financial and operational interests of the company.

\u00A0

Important: We are only considering candidates with recent, hands-on Non-QM underwriting experience within the last 12\u201324 months.

\u00A0

ESSENTIAL DUTIES AND RESPONSIBILITIES, includes the following responsibilities but not limited to:

\u00A0\u00A0\u00A0 \u00A0\u00A0\u00A0

  • Underwrite complex Non-QM loan files in accordance with multiple investor guidelines.
  • Underwrite Non-QM, Jumbo, Portfolio, and other manually underwritten loan products.
  • Analyze borrower creditworthiness, income, assets, collateral, and overall loan eligibility.
  • Communicate regularly with Processors and Loan Officers regarding loan status, conditions, and underwriting decisions using current technology platforms.
  • Review and re-evaluate loan files as conditions are cleared and new information is received while maintaining file integrity and workflow priorities.
  • Maintain a current working knowledge of loan products, investor guidelines, and underwriting requirements.
  • Document loan decisions and maintain detailed conversation logs in BYTE to accurately track file progression.
  • Support training and knowledge-sharing initiatives for other mortgage operations team members as needed.
  • Assist with ad hoc reporting and special projects.
  • Perform other duties as assigned.\u00A0

\u00A0

QUALIFICATIONS AND EXPERIENCE:

\u00A0

  • Minimum of five (5) years of manual mortgage underwriting experience.
  • Recent Non-QM underwriting experience within the last 12\u201324 months is required.
  • Experience underwriting Jumbo and Portfolio loan products preferred.
  • Demonstrated proficiency with Desktop Underwriter (DU) and Loan Product Advisor (LP).
  • Ability to accurately interpret DU and LP findings and clearly communicate and document underwriting decisions.
  • Intermediate proficiency with Microsoft Word, Excel, and Outlook.
  • Ability to thrive in a fast-paced, high-volume environment.
  • Strong communication, interpersonal, analytical, and organizational skills.
  • High level of integrity, professionalism, and confidentiality.
  • Self-motivated, dependable, and able to manage priorities while meeting established deadlines.
  • Strong critical thinking, problem-solving, and decision-making abilities.\u00A0

\u00A0

\u00A0

SUPERVISORY RESPONSIBILITIES: Direct Reports: N/A

\u00A0

\u00A0

PHYSICAL and ENVIRONMENTAL CONDITIONS:

This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.

\u00A0

Base Compensation Information\u202F\u2013 This role is currently allocated for candidates within geographic regions that do not currently require base wage disclosure including residents of the states of CA & CO, and for NY \u00A0

CMG pays a competitive base + Bonus and OT as needed. Factors that affect base salary may include Underwriter experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.

\u00A0

\u00A0

", "hiringOrganization": "CMG Financial", "employmentType": "Regular", "industry": "Mortgage Operations", "identifier": "o2wNxfwC", "jobLocation": [ { "@type": "Place", "address": { "@type": "PostalAddress", "addressCountry": "United States" } } ], "title": "Non-QM Mortgage Underwriter (East Coast)", "baseSalary": { "@type": "MonetaryAmount", "currency": "", "value": { "@type": "QuantitativeValue", "minValue": "", "maxValue": "", "unitText": "" } } } Non-QM Mortgage Underwriter (East Coast) Mortgage Operations United States Apply Description CMG Home Loans is seeking experienced Non-QM Underwriters to support our Eastern and Central Time Zone branches. This role is responsible for evaluating and underwriting complex mortgage loan applications in accordance with company policies, investor guidelines, and regulatory requirements. The Underwriter plays a critical role in making sound credit decisions that protect the financial and operational interests of the company. Important: We are only considering candidates with recent, hands-on Non-QM underwriting experience within the last 12–24 months. ESSENTIAL DUTIES AND RESPONSIBILITIES, includes the following responsibilities but not limited to: Underwrite complex Non-QM loan files in accordance with multiple investor guidelines.Underwrite Non-QM, Jumbo, Portfolio, and other manually underwritten loan products.Analyze borrower creditworthiness, income, assets, collateral, and overall loan eligibility.Communicate regularly with Processors and Loan Officers regarding loan status, conditions, and underwriting decisions using current technology platforms.Review and re-evaluate loan files as conditions are cleared and new information is received while maintaining file integrity and workflow priorities.Maintain a current working knowledge of loan products, investor guidelines, and underwriting requirements.Document loan decisions and maintain detailed conversation logs in BYTE to accurately track file progression.Support training and knowledge-sharing initiatives for other mortgage operations team members as needed.Assist with ad hoc reporting and special projects.Perform other duties as assigned. QUALIFICATIONS AND EXPERIENCE: Minimum of five (5) years of manual mortgage underwriting experience. Recent Non-QM underwriting experience within the last 12–24 months is required.Experience underwriting Jumbo and Portfolio loan products preferred.Demonstrated proficiency with Desktop Underwriter (DU) and Loan Product Advisor (LP).Ability to accurately interpret DU and LP findings and clearly communicate and document underwriting decisions.Intermediate proficiency with Microsoft Word, Excel, and Outlook.Ability to thrive in a fast-paced, high-volume environment.Strong communication, interpersonal, analytical, and organizational skills.High level of integrity, professionalism, and confidentiality.Self-motivated, dependable, and able to manage priorities while meeting established deadlines.Strong critical thinking, problem-solving, and decision-making abilities. SUPERVISORY RESPONSIBILITIES: Direct Reports: N/A PHYSICAL and ENVIRONMENTAL CONDITIONS:This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required. Base Compensation Information – This role is currently allocated for candidates within geographic regions that do not currently require base wage disclosure including residents of the states of CA & CO, and for NY CMG pays a competitive base + Bonus and OT as needed. Factors that affect base salary may include Underwriter experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education. CMG Financial is an equal opportunity employer and does not unlawfully discriminate in employment decisions. CMG will consider all qualified applicants without regard to race, religion, national origin, sex, age, veteran status, disability, familial status, marital status, actual or perceived sexual orientation, or actual or perceived gender identity. Applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of CMG Financial or reach out to [email protected]. CMG MORTGAGE, INC. NMLS #1820 If you are a recruiter or placement agency, please do not submit resumes to any person or email address at CMG Financial prior to having a signed agreement . CMG Financial is not liable for and will not pay placement fees for candidates submitted by any agency other than its approved recruitment partners. Furthermore, any resumes sent to us without an agreement in place will be considered your company’s gift to CMG Financial and may be forwarded to our recruiters for their attention. Apply Apply Later ← Back to Current Openings Share lang: en_US Share LinkedIn Facebook Twitter Email Powered by Jobvite

CMG Financial Careers { "@context": "http://schema.org", "@type": "JobPosting", "datePosted": "2025-09-08", "description": "

CMG Home Loans is seeking experienced Non-QM Underwriters to support our Eastern and Central Time Zone branches. This role is responsible for evaluating and underwriting complex mortgage loan applications in accordance with company policies, investor guidelines, and regulatory requirements. The Underwriter plays a critical role in making sound credit decisions that protect the financial and operational interests of the company.

\u00A0

Important: We are only considering candidates with recent, hands-on Non-QM underwriting experience within the last 12\u201324 months.

\u00A0

ESSENTIAL DUTIES AND RESPONSIBILITIES, includes the following responsibilities but not limited to:

\u00A0\u00A0\u00A0 \u00A0\u00A0\u00A0

  • Underwrite complex Non-QM loan files in accordance with multiple investor guidelines.
  • Underwrite Non-QM, Jumbo, Portfolio, and other manually underwritten loan products.
  • Analyze borrower creditworthiness, income, assets, collateral, and overall loan eligibility.
  • Communicate regularly with Processors and Loan Officers regarding loan status, conditions, and underwriting decisions using current technology platforms.
  • Review and re-evaluate loan files as conditions are cleared and new information is received while maintaining file integrity and workflow priorities.
  • Maintain a current working knowledge of loan products, investor guidelines, and underwriting requirements.
  • Document loan decisions and maintain detailed conversation logs in BYTE to accurately track file progression.
  • Support training and knowledge-sharing initiatives for other mortgage operations team members as needed.
  • Assist with ad hoc reporting and special projects.
  • Perform other duties as assigned.\u00A0

\u00A0

QUALIFICATIONS AND EXPERIENCE:

\u00A0

  • Minimum of five (5) years of manual mortgage underwriting experience.
  • Recent Non-QM underwriting experience within the last 12\u201324 months is required.
  • Experience underwriting Jumbo and Portfolio loan products preferred.
  • Demonstrated proficiency with Desktop Underwriter (DU) and Loan Product Advisor (LP).
  • Ability to accurately interpret DU and LP findings and clearly communicate and document underwriting decisions.
  • Intermediate proficiency with Microsoft Word, Excel, and Outlook.
  • Ability to thrive in a fast-paced, high-volume environment.
  • Strong communication, interpersonal, analytical, and organizational skills.
  • High level of integrity, professionalism, and confidentiality.
  • Self-motivated, dependable, and able to manage priorities while meeting established deadlines.
  • Strong critical thinking, problem-solving, and decision-making abilities.\u00A0

\u00A0

\u00A0

SUPERVISORY RESPONSIBILITIES: Direct Reports: N/A

\u00A0

\u00A0

PHYSICAL and ENVIRONMENTAL CONDITIONS:

This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.

\u00A0

Base Compensation Information\u202F\u2013 This role is currently allocated for candidates within geographic regions that do not currently require base wage disclosure including residents of the states of CA & CO, and for NY \u00A0

CMG pays a competitive base + Bonus and OT as needed. Factors that affect base salary may include Underwriter experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.

\u00A0

\u00A0

", "hiringOrganization": "CMG Financial", "employmentType": "Regular", "industry": "Mortgage Operations", "identifier": "o2wNxfwC", "jobLocation": [ { "@type": "Place", "address": { "@type": "PostalAddress", "addressCountry": "United States" } } ], "title": "Non-QM Mortgage Underwriter (East Coast)", "baseSalary": { "@type": "MonetaryAmount", "currency": "", "value": { "@type": "QuantitativeValue", "minValue": "", "maxValue": "", "unitText": "" } } } Non-QM Mortgage Underwriter (East Coast) Mortgage Operations United States Apply Description CMG Home Loans is seeking experienced Non-QM Underwriters to support our Eastern and Central Time Zone branches. This role is responsible for evaluating and underwriting complex mortgage loan applications in accordance with company policies, investor guidelines, and regulatory requirements. The Underwriter plays a critical role in making sound credit decisions that protect the financial and operational interests of the company. Important: We are only considering candidates with recent, hands-on Non-QM underwriting experience within the last 12–24 months. ESSENTIAL DUTIES AND RESPONSIBILITIES, includes the following responsibilities but not limited to: Underwrite complex Non-QM loan files in accordance with multiple investor guidelines.Underwrite Non-QM, Jumbo, Portfolio, and other manually underwritten loan products.Analyze borrower creditworthiness, income, assets, collateral, and overall loan eligibility.Communicate regularly with Processors and Loan Officers regarding loan status, conditions, and underwriting decisions using current technology platforms.Review and re-evaluate loan files as conditions are cleared and new information is received while maintaining file integrity and workflow priorities.Maintain a current working knowledge of loan products, investor guidelines, and underwriting requirements.Document loan decisions and maintain detailed conversation logs in BYTE to accurately track file progression.Support training and knowledge-sharing initiatives for other mortgage operations team members as needed.Assist with ad hoc reporting and special projects.Perform other duties as assigned. QUALIFICATIONS AND EXPERIENCE: Minimum of five (5) years of manual mortgage underwriting experience. Recent Non-QM underwriting experience within the last 12–24 months is required.Experience underwriting Jumbo and Portfolio loan products preferred.Demonstrated proficiency with Desktop Underwriter (DU) and Loan Product Advisor (LP).Ability to accurately interpret DU and LP findings and clearly communicate and document underwriting decisions.Intermediate proficiency with Microsoft Word, Excel, and Outlook.Ability to thrive in a fast-paced, high-volume environment.Strong communication, interpersonal, analytical, and organizational skills.High level of integrity, professionalism, and confidentiality.Self-motivated, dependable, and able to manage priorities while meeting established deadlines.Strong critical thinking, problem-solving, and decision-making abilities. SUPERVISORY RESPONSIBILITIES: Direct Reports: N/A PHYSICAL and ENVIRONMENTAL CONDITIONS:This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required. Base Compensation Information – This role is currently allocated for candidates within geographic regions that do not currently require base wage disclosure including residents of the states of CA & CO, and for NY CMG pays a competitive base + Bonus and OT as needed. Factors that affect base salary may include Underwriter experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education. CMG Financial is an equal opportunity employer and does not unlawfully discriminate in employment decisions. CMG will consider all qualified applicants without regard to race, religion, national origin, sex, age, veteran status, disability, familial status, marital status, actual or perceived sexual orientation, or actual or perceived gender identity. Applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of CMG Financial or reach out to [email protected]. CMG MORTGAGE, INC. NMLS #1820 If you are a recruiter or placement agency, please do not submit resumes to any person or email address at CMG Financial prior to having a signed agreement . CMG Financial is not liable for and will not pay placement fees for candidates submitted by any agency other than its approved recruitment partners. Furthermore, any resumes sent to us without an agreement in place will be considered your company’s gift to CMG Financial and may be forwarded to our recruiters for their attention. Apply Apply Later ← Back to Current Openings Share lang: en_US Share LinkedIn Facebook Twitter Email Powered by Jobvite

{ "@context": "http://schema.org", "@type": "JobPosting", "datePosted": "2025-09-08", "description": "

CMG Home Loans is seeking experienced Non-QM Underwriters to support our Eastern and Central Time Zone branches. This role is responsible for evaluating and underwriting complex mortgage loan applications in accordance with company policies, investor guidelines, and regulatory requirements. The Underwriter plays a critical role in making sound credit decisions that protect the financial and operational interests of the company.

\u00A0

Important: We are only considering candidates with recent, hands-on Non-QM underwriting experience within the last 12\u201324 months.

\u00A0

ESSENTIAL DUTIES AND RESPONSIBILITIES, includes the following responsibilities but not limited to:

\u00A0\u00A0\u00A0 \u00A0\u00A0\u00A0

  • Underwrite complex Non-QM loan files in accordance with multiple investor guidelines.
  • Underwrite Non-QM, Jumbo, Portfolio, and other manually underwritten loan products.
  • Analyze borrower creditworthiness, income, assets, collateral, and overall loan eligibility.
  • Communicate regularly with Processors and Loan Officers regarding loan status, conditions, and underwriting decisions using current technology platforms.
  • Review and re-evaluate loan files as conditions are cleared and new information is received while maintaining file integrity and workflow priorities.
  • Maintain a current working knowledge of loan products, investor guidelines, and underwriting requirements.
  • Document loan decisions and maintain detailed conversation logs in BYTE to accurately track file progression.
  • Support training and knowledge-sharing initiatives for other mortgage operations team members as needed.
  • Assist with ad hoc reporting and special projects.
  • Perform other duties as assigned.\u00A0

\u00A0

QUALIFICATIONS AND EXPERIENCE:

\u00A0

  • Minimum of five (5) years of manual mortgage underwriting experience.
  • Recent Non-QM underwriting experience within the last 12\u201324 months is required.
  • Experience underwriting Jumbo and Portfolio loan products preferred.
  • Demonstrated proficiency with Desktop Underwriter (DU) and Loan Product Advisor (LP).
  • Ability to accurately interpret DU and LP findings and clearly communicate and document underwriting decisions.
  • Intermediate proficiency with Microsoft Word, Excel, and Outlook.
  • Ability to thrive in a fast-paced, high-volume environment.
  • Strong communication, interpersonal, analytical, and organizational skills.
  • High level of integrity, professionalism, and confidentiality.
  • Self-motivated, dependable, and able to manage priorities while meeting established deadlines.
  • Strong critical thinking, problem-solving, and decision-making abilities.\u00A0

\u00A0

\u00A0

SUPERVISORY RESPONSIBILITIES: Direct Reports: N/A

\u00A0

\u00A0

PHYSICAL and ENVIRONMENTAL CONDITIONS:

This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.

\u00A0

Base Compensation Information\u202F\u2013 This role is currently allocated for candidates within geographic regions that do not currently require base wage disclosure including residents of the states of CA & CO, and for NY \u00A0

CMG pays a competitive base + Bonus and OT as needed. Factors that affect base salary may include Underwriter experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.

\u00A0

\u00A0

", "hiringOrganization": "CMG Financial", "employmentType": "Regular", "industry": "Mortgage Operations", "identifier": "o2wNxfwC", "jobLocation": [ { "@type": "Place", "address": { "@type": "PostalAddress", "addressCountry": "United States" } } ], "title": "Non-QM Mortgage Underwriter (East Coast)", "baseSalary": { "@type": "MonetaryAmount", "currency": "", "value": { "@type": "QuantitativeValue", "minValue": "", "maxValue": "", "unitText": "" } } } Non-QM Mortgage Underwriter (East Coast) Mortgage Operations United States Apply Description CMG Home Loans is seeking experienced Non-QM Underwriters to support our Eastern and Central Time Zone branches. This role is responsible for evaluating and underwriting complex mortgage loan applications in accordance with company policies, investor guidelines, and regulatory requirements. The Underwriter plays a critical role in making sound credit decisions that protect the financial and operational interests of the company. Important: We are only considering candidates with recent, hands-on Non-QM underwriting experience within the last 12–24 months. ESSENTIAL DUTIES AND RESPONSIBILITIES, includes the following responsibilities but not limited to: Underwrite complex Non-QM loan files in accordance with multiple investor guidelines.Underwrite Non-QM, Jumbo, Portfolio, and other manually underwritten loan products.Analyze borrower creditworthiness, income, assets, collateral, and overall loan eligibility.Communicate regularly with Processors and Loan Officers regarding loan status, conditions, and underwriting decisions using current technology platforms.Review and re-evaluate loan files as conditions are cleared and new information is received while maintaining file integrity and workflow priorities.Maintain a current working knowledge of loan products, investor guidelines, and underwriting requirements.Document loan decisions and maintain detailed conversation logs in BYTE to accurately track file progression.Support training and knowledge-sharing initiatives for other mortgage operations team members as needed.Assist with ad hoc reporting and special projects.Perform other duties as assigned. QUALIFICATIONS AND EXPERIENCE: Minimum of five (5) years of manual mortgage underwriting experience. Recent Non-QM underwriting experience within the last 12–24 months is required.Experience underwriting Jumbo and Portfolio loan products preferred.Demonstrated proficiency with Desktop Underwriter (DU) and Loan Product Advisor (LP).Ability to accurately interpret DU and LP findings and clearly communicate and document underwriting decisions.Intermediate proficiency with Microsoft Word, Excel, and Outlook.Ability to thrive in a fast-paced, high-volume environment.Strong communication, interpersonal, analytical, and organizational skills.High level of integrity, professionalism, and confidentiality.Self-motivated, dependable, and able to manage priorities while meeting established deadlines.Strong critical thinking, problem-solving, and decision-making abilities. SUPERVISORY RESPONSIBILITIES: Direct Reports: N/A PHYSICAL and ENVIRONMENTAL CONDITIONS:This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required. Base Compensation Information – This role is currently allocated for candidates within geographic regions that do not currently require base wage disclosure including residents of the states of CA & CO, and for NY CMG pays a competitive base + Bonus and OT as needed. Factors that affect base salary may include Underwriter experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education. CMG Financial is an equal opportunity employer and does not unlawfully discriminate in employment decisions. CMG will consider all qualified applicants without regard to race, religion, national origin, sex, age, veteran status, disability, familial status, marital status, actual or perceived sexual orientation, or actual or perceived gender identity. Applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of CMG Financial or reach out to [email protected]. CMG MORTGAGE, INC. NMLS #1820 If you are a recruiter or placement agency, please do not submit resumes to any person or email address at CMG Financial prior to having a signed agreement . CMG Financial is not liable for and will not pay placement fees for candidates submitted by any agency other than its approved recruitment partners. Furthermore, any resumes sent to us without an agreement in place will be considered your company’s gift to CMG Financial and may be forwarded to our recruiters for their attention. Apply Apply Later ← Back to Current Openings Share lang: en_US Share LinkedIn Facebook Twitter Email

Non-QM Mortgage Underwriter (East Coast)

Mortgage Operations United States